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Free Printable Checklist

Annual Enrollment Review Checklist

October 15 – December 7 is your once-a-year window to switch Medicare plans. This one-page review catches the changes that cost people money.

Prints on a single page — do the review together with your spouse or a family member.

Jenkins Insurance & Retirement

Annual Enrollment Review Checklist

Before AEP starts (September)

  • Watch the mail for your plan's Annual Notice of Change (ANOC) — it lists exactly what changes January 1
  • Read the ANOC's premium, deductible, and copay changes — don't just file it away
  • Write down every doctor and specialist you saw this year
  • List every prescription: name, dosage, and your current monthly cost
  • Note your preferred pharmacy — plans price the same drug differently by pharmacy

Review your current plan (October 15 – December 7)

  • Check that every doctor on your list is still in-network for next year
  • Check every drug against next year's formulary — tiers and coverage change each year
  • Compare next year's premium, deductible, and out-of-pocket maximum against this year's
  • Review extra benefits you actually use: dental, vision, hearing, gym, OTC allowance
  • Even if you feel healthy and happy with your plan, compare 2–3 alternatives — loyalty has no discount

Make your decision

  • Switching: enroll in the new plan by December 7 — it starts January 1, and the new enrollment cancels the old plan automatically
  • Staying: no action needed, your plan auto-renews at the new rates
  • Write down every confirmation number and keep enrollment paperwork in one folder
  • If you use a Medigap plan, remember AEP doesn't apply to it — Medigap can be changed any time, but may require health questions

Free help if you want it

  • A licensed independent advisor can run this whole comparison for you at no cost
  • Your State Health Insurance Assistance Program (SHIP) offers free unbiased counseling
  • 1-800-MEDICARE and Medicare.gov's Plan Finder show every plan in your ZIP code

This checklist is general education, not personalized advice. Missed the December 7 deadline? The Medicare Advantage Open Enrollment Period (January 1 – March 31) allows one more change for MA enrollees.

Jenkins Insurance & Retirement · (435) 538-3474 · jjenkins@crsgadvisors.com

Printed from jenkinsir.com — free Medicare & insurance guidance for Wyoming and Utah

Want your annual review done for you?

Bring your ANOC letter and your drug list — Jordan compares your plan against every alternative in your county, free.

(435) 538-3474