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Medicare Careers

How to Generate ACA Leads Year-Round (2026)

ACA business is not just for open enrollment. Here's how agents generate Marketplace leads throughout the year.

By Jordan Jenkins, Licensed Insurance Advisor, Wyoming & UtahJuly 23, 20265 min read

The short answer

While ACA Open Enrollment drives a burst of activity, agents can generate Marketplace leads year-round because special enrollment periods let people enroll after qualifying life events like losing coverage, moving, or a change in household. So a steady stream of prospects exists outside open enrollment, and agents who market continuously and serve people experiencing life changes build a year-round ACA pipeline. Combining educational content, referrals, local presence, and outreach to those with qualifying events keeps ACA business flowing beyond the open enrollment window. Consistency, not just seasonal effort, builds a durable ACA practice.

So ACA leads exist year-round through special enrollment periods, so continuous marketing and serving life-change events builds a steady pipeline.

Where year-round leads come from

Beyond open enrollment, people qualify for special enrollment after events like losing job coverage, moving, marriage, or a new child, so reaching those audiences produces leads all year. Referrals from satisfied clients, educational content that ranks and draws searchers, local relationships, and partnerships with sources that encounter people losing coverage all help. Our guide to Medicare leads that convert covers principles that apply here too, and our join our team page covers lead support.

Special-enrollment audiences plus referrals, content, and local relationships supply leads outside the open enrollment rush.

How to build a steady pipeline

Market consistently rather than only at open enrollment, create content around common qualifying events and ACA questions, earn referrals through good service, and build relationships with people and organizations that encounter those losing coverage. Track your sources and double down on what converts. This is educational information. Our join our team page describes the marketing and lead support we provide agents building an ACA practice.

The takeaway: generate ACA leads year-round by marketing continuously, targeting special-enrollment life events, and earning referrals, rather than relying only on open enrollment.

Frequently Asked Questions

Can I get ACA leads outside of open enrollment?

Yes. Special enrollment periods let people enroll after qualifying life events like losing coverage, moving, or a household change, so a steady stream of ACA prospects exists year-round.

How do agents generate ACA leads year-round?

By marketing continuously, creating content around qualifying events and ACA questions, earning referrals, and building relationships with sources that encounter people losing coverage.

What qualifying events create ACA leads?

Losing job-based coverage, moving, marriage, a new child, and other life changes open special enrollment periods, creating prospects who can enroll outside the open enrollment window.

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