Typical Plan Coverage
- Annual or biennial eye exam — usually a flat copay
- Allowance toward frames (commonly $100–$200)
- Allowance toward lenses or contacts
- Discounts on lens upgrades like anti-glare or progressive lenses
What's Usually Not Covered
Designer frame brands beyond the allowance, elective vision correction surgery (like LASIK, though some plans offer a discount), and cosmetic lens tints are typically out-of-pocket or only partially discounted.
Key Takeaways
- Vision plans typically cover an exam plus an allowance toward frames and lenses, not the full retail cost.
- Plans vary widely in allowance amounts — compare before enrolling.
- LASIK is rarely fully covered but is sometimes discounted.
Vision plan benefits vary by carrier. Review the specific plan's allowance schedule before enrolling.
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