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Jenkins Insurance & Retirement is a private insurance practice not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Jordan Jenkins · Independent Advisor · WY & UT

Medicare Made Simple by Someone You Can Trust

Hi, I'm Jordan Jenkins — an independent Medicare advisor serving Wyoming and Utah families. I'll compare plans from 10 carriers in your area, help you enroll with confidence, and help protect the retirement income behind it. No pressure, no cost, ever.

  • Independent Advisors
  • No Cost to You
  • Local Experts

What brings you here today?

2 States

Wyoming & Utah

$0

Cost to You

100%

Independent

Why Jenkins IR

Like talking to a knowledgeable neighbor

We treat every client like family — because most of them are friends of friends. No call centers. No scripts. Just real people who know Medicare.

Truly Independent

We're not captive to any carrier — we compare plans from 10 carriers in your area and recommend only what's right for you.

Local Expertise

We know Wyoming and Utah Medicare markets inside and out — from Cheyenne to Salt Lake City.

Education First

You'll fully understand your options before deciding. No jargon, no rush, no pressure.

Long-Term Partnership

We review your plan every year at Annual Enrollment to make sure it still fits your needs.

Always Free to You

Insurance carriers compensate us when you enroll. You pay the exact same premium either way.

Family-Like Service

Most of our clients come from referrals — neighbors, children, friends. That's our best review.

Process

Three simple steps to the right plan

No paperwork maze. No carrier runaround. Just clear guidance from start to enrolled.

01
Step 01

Schedule a Free Call

Pick any time that works. Phone, video, or in person — your choice. No obligation.

02
Step 02

We Review Your Options

We compare plans from 10 carriers in your zip code and show you the real numbers — premiums, drug costs, doctor networks.

03
Step 03

Enroll With Confidence

We handle the paperwork, confirm your enrollment, and check in every year at Annual Enrollment.

Retirement Income & Annuities

The Same Trusted Advisor — For Your Income, Too

Medicare protects your health — but who protects your income? Social Security replaces less than 40% of pre-retirement earnings for most people. An annuity can help fill that gap with steady monthly income designed to last as long as you live.

  • Steady monthly income designed to last as long as you live
  • Principal protection from stock-market downturns
  • Tax-deferred growth potential
  • A predictable complement to Social Security and Medicare

50%

of retirees outlive their savings estimate

40%

of pre-retirement income replaced by Social Security on average

For life

income annuities are designed to pay monthly for as long as you live

Annuities are insurance products; any guarantees are backed by the issuing insurance company's claims-paying ability. Educational only — not investment, tax, or legal advice.

Plan Comparison

Advantage vs. Supplement — which is right for you?

The two biggest Medicare choices come down to your health needs, budget, and lifestyle.

Part C

Medicare Advantage

Benefits

Often $0 monthly premium
Extra benefits: dental, vision, hearing
Annual out-of-pocket maximum
Fitness memberships included

Considerations

Network restrictions (HMO/PPO)
May need referrals for specialists
Prior authorization requirements
Explore Medicare Advantage

Medigap

Medicare Supplement

Benefits

See any doctor who takes Medicare
Predictable, low out-of-pocket costs
No referrals needed
Nationwide coverage

Considerations

Higher monthly premiums
Typically no drug coverage (need Part D)
Underwriting outside open enrollment
Explore Medicare Supplement

Not sure which is right for you? Talk to an advisor — it's free.

Service Areas

Proudly Serving Wyoming & Utah

In-person in major cities, by phone or video everywhere else. Same great service, regardless of your location.

Wyoming

  • Cheyenne
  • Casper
  • Laramie
  • Gillette
  • Sheridan
  • Rock Springs
  • Riverton
  • Evanston
  • Jackson
  • Green River

Utah

  • Salt Lake City
  • Provo
  • Orem
  • Spanish Fork
  • Lehi
  • American Fork
  • St. George
  • Logan
  • Cedar City
  • Mapleton

Why Retirees Trust Us

Independent, Certified, and Accountable to You

AHIP Certified

Annual AHIP Medicare Training certification — renewed every year to stay current on plan rules and compliance.

Licensed in WY & UT

Fully licensed to advise on Medicare and insurance in both Wyoming and Utah — not a national call center guessing at local networks.

Truly Independent

Contracted with 10 carriers, never captive to one company's products. We compare the plans we offer across all of them and recommend what fits you.

Ready for a straight answer? We'll call you back.

No spam. No sales calls from strangers. Just Jordan.

Or call us directly: (435) 538-3474

Questions

Medicare questions we hear every day

Honest answers — no sales pitch, no jargon.

Nothing. Our services are completely free to you — the insurance carriers compensate us directly when we help you enroll. You pay the exact same plan premium whether you use us or enroll on your own.
Most people enroll during their Initial Enrollment Period — a 7-month window centered on your 65th birthday. Enrolling late without qualifying coverage can result in permanent premium penalties. We'll walk you through the exact dates and help you avoid mistakes.
Medicare Advantage (Part C) bundles your coverage through a private plan — often with $0 premium, extra benefits like dental and vision, and a network. Medicare Supplement (Medigap) pairs with Original Medicare to cover what it doesn't — giving you freedom to see any Medicare doctor with predictable costs. We'll help you pick which is right for your situation.
Yes — each fall during the Annual Enrollment Period (Oct 15 – Dec 7), you can switch plans. There are also Special Enrollment Periods for life events. We review your plan with you every year to make sure it still fits.
We serve all of Wyoming and Utah. We meet in person in major cities and work by phone or video anywhere else. Most of our consultations happen over the phone — it's just as thorough and much more convenient.
We're contracted with 10 of the major Medicare carriers available in Wyoming and Utah. Because we're independent, we always put your needs first — ask us which carriers serve your county.

Have a question not listed here? Ask an advisor free.

Medicare Checklist

Turning 65? Your Step-by-Step Checklist.

A complete guide to enrolling in Medicare on time and avoiding costly mistakes. Check each item as you go.

0 of 12 completed

Get Expert Help

Stay Informed

Medicare Tips, Right to Your Inbox

Plain-English Medicare updates — enrollment deadlines, plan changes, and money-saving tips for Wyoming and Utah retirees. No spam, unsubscribe anytime.

We respect your privacy. Unsubscribe at any time.

Know someone who could use this help?

Most of our clients come from a family member or friend who said "you should talk to Jordan." If someone you care about is turning 65, retiring, or confused by their options, share this site with them — no forms, no sign-ups.

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Get Started

Ready to find your perfect Medicare plan?

Join Wyoming and Utah retirees who found clarity — and savings — with Jenkins Insurance & Retirement. Your free consultation takes 30 minutes. No sales pressure, ever.

Here's exactly what happens on your free call

First 10 minutes

We listen first

Your doctors, your prescriptions, your budget, and what's bugging you about your current coverage. No forms read at you, no scripts.

Next 15 minutes

We compare your real options

Plans from 10 carriers, side by side, priced against your actual medications and providers — you see exactly what we see.

Last 5 minutes

You decide — or don't

You leave with a clear recommendation you can act on today, sleep on, or ignore entirely. The call ends when your questions do.

No cost. No obligation. Nothing is sold that you didn't ask for.

No cost · No obligation · Respond within 1 business day