No Agent Required
Enroll Yourself
Everything you need to compare coverage and enroll on your own — the same tools we use, the free government ones that are more complete than ours, and honest guides to the parts people get stuck on. No appointment, no sales call, no cost.
Start Here
Go straight to a plan finder
Nothing below asks for your phone number. Pick the one that matches your situation.
Medicare Advantage & Part D
65+ or Medicare-eligible
See the plans available in your county, check your doctors and prescriptions, and enroll online when you're ready.
Shop Medicare plans yourselfACA Marketplace
Under 65, no employer coverage
Check what financial help you qualify for, compare metal tiers, and enroll through HealthSherpa.
Shop Marketplace plans yourselfThe Full Walkthroughs
Never done this before?
Three guides that cover the whole process, start to finish.
How to enroll in Medicare yourself
The two-stage structure people miss, all five enrollment windows, what to have in front of you, and the five ways this goes wrong.
Read the guideHow to enroll in ACA coverage yourself
healthcare.gov step by step, the timing rules, how 2026 subsidies actually work, and the failure that costs people their coverage.
Read the guideDo I even need an agent?
The honest answer, including why the price is identical either way and the things an agent — us included — genuinely cannot do.
Read the guideOpen Enrollment 2027 calendar → Every Medicare and ACA date for this fall, with reminders you can add to your own calendar.
Article Library
The specific questions
Short reads on the parts of self-enrollment that trip people up, grouped by where you are in the process.
Before you enroll
Doing it
Free, Unbiased Help
Sources that aren't us
We're paid when you enroll, so weigh our advice accordingly. These four are free, official, and sell nothing:
- Medicare Plan Finder
Every Medicare plan in your ZIP code — more complete than any agent's tool, including ours.
- 1-800-MEDICARE
1-800-633-4227, TTY 1-877-486-2048 — 24 hours a day, 7 days a week.
- Wyoming SHIP
Free one-on-one counseling from the state's Health Insurance Information Program.
- Utah SHIP
Free counseling through Utah's Aging and Adult Services.
Content reviewed against 2026 plan-year figures. Dollar amounts change annually — we'll confirm the current numbers in your consultation.
Stuck on one thing?
You don't have to hand the whole decision over to ask one question. A free 20-minute call costs nothing, carries no obligation, and you can go right back to doing it yourself afterwards.